How we review AI agents

Every review uses the same scorecard so agents can be compared. Each review has two separate parts:

  1. Vendor claims: what the company says, quoted or closely paraphrased, with a link and date. We don't endorse these.
  2. Our test results: only what we observed running the agent ourselves, with dates. Empty until tested.

We test with test accounts and synthetic data, never real bank, client or tax data. A human approves anything that sends messages, moves money or cancels services.

The scorecard

#MeasureHow we measure it
1Task completionShare of test runs where the agent finished the task end to end, with the definition of "finished" written before testing.
2Time requiredWall-clock minutes per run, plus human minutes spent prompting, checking and fixing.
3Money savedGross savings from the replaced expense (sourced list price or owner-documented amount), per month and per year.
4Agent costMonthly price of the agent or the share used for this task, from the vendor page on a stated date, plus usage fees seen in testing.
5Human interventionsCount of times a person had to step in per run (corrections, re-prompts, logins, approvals beyond the planned checkpoints).
6AccuracyErrors found against a known-correct answer key for the test data (e.g. field-level accuracy on synthetic receipts).
7ReliabilityConsistency across repeated runs on different days; failures, timeouts and silent errors.
8SecurityWhat access the agent needs, where data goes, credential handling, ability to limit permissions. Checked against vendor documentation and our setup.
9Completes vs. suggestsWhether the agent actually does the task (e.g. cancels the subscription) or only tells you how.
10Overall valueNet savings after agent cost and human time, weighed against risk. Written as a short verdict, never a made-up star rating.

What we never do

See the review template for how a review page is laid out, and testing methodology for how projects are verified.

Questions

Do vendors pay for reviews or better scores?
No. Sponsorships and affiliate links never change a score or ranking. See Disclosures.
Why are some scorecards empty?
Because we haven't tested that agent yet. We show vendor claims separately and leave our results blank until we have run the tests.